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Staying within bounds while

employing outside-the-box thinking.

CHARLOTTE WEALTH GROUP | 10130 MALLARD CREEK RD, SUITE 300  |  CHARLOTTE, NORTH CAROLINA 28262  |  980-333-4928

INVESTMENTS | RETIREMENT PLANNING | INCOME PLANNING | WEALTH MANAGEMENT

The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Investment advisory services are offered through Virtue Capital Management, an SEC Registered Investment Advisor. Charlotte Wealth Group and VCM are independent of each other. For a complete description of investment risks, fees and services, review the Virtue Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Virtue Capital Management.  © Copyright 2018. Unauthorized duplication of the contents of this website are prohibited.

 

Charlotte Wealth Group: The What, How and Why

How we do it: Financial service firms will tout their independence of being fee only, being focused on client care or having their implementation be key attributes of their organization.  Unless your organization uses the same solution in all cases, there is customizing being performed.  The key is to what degree is adjusting being performed.

 

Fee only advisors often tout this compensation method as eliminating conflict of interest.  The rationale is they won't be tempted to accept a commission. One should ponder, is the elimination of commission the only way this advisor cannot be tempted?

 

By not being able to be compensated via commission, the fee only advisor has eliminated 29 of the Fortune 1000 companies that can provide solutions to your financial needs.  Do you want a solution that may be second rate because it pays the financial professional differently?

 

We work to craft a solution or solutions, working to minimize complexity, yet retain flexibility, to adjustable to changing needs or conditions.  We seek to apply solutions in novel or seldom used ways.  We do this while embracing proven, time tested solutions, not venturing into new, radical concepts.

 

We do this not by looking at how we are compensated, but by what it accomplishes for the client.  Is it capable of addressing more than one need, yet not require double funding.

 

 

What we do: Charlotte Wealth Group works with individuals, families and companies to craft a comprehensive plan addressing the financial needs and wants of the client.  All firms will have processes dealing with information collection, analysis, investment management, planning, implementation and review.  Have you ever bought an item that based on the package, it was going to be a superb value, only to be disappointed in the quality of what was inside.

 

What matters is not the packaging of these items, but their execution.  All of these are necessary for a financial services practice to address the needs of their clients.  Simply put, these cannot make them different.  What differentiates us: we seek to employ a strategy especially if it can address multiple needs, we use the rules to your advantage and when possible employ the 'Ron Popeil' method - "set it and forget it."

 

 

 

START THINKING WITH US.

www.charlottewg.com  |  980-333-4928

The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Investment advisory services are offered through Virtue Capital Management, an SEC Registered Investment Advisor. Charlotte Wealth Group and VCM are independent of each other. For a complete description of investment risks, fees and services, review the Virtue Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Virtue Capital Management.  © Copyright 2018. Unauthorized duplication of the contents of this website are prohibited.

 

©COPYRIGHT 2018. ALL RIGHTS RESERVED. UNAUTHORIZED DUPLICATION IS STRICTLY PROHIBITED.

Why we do it: This is what creates our desire to get up in the morning, the WHY is basic reason a company exists, the WHY is the inspiration that makes it work. We believe in thinking outside the box, challenging doing things the same way in order to provide workable, client solutions.

 

Imagine an onion that has a bump on it.  A hundred people are given the task to fix that onion.  Provided are any tool necessary, to perform whatever task is deemed appropriate.  Many people given this task, simply will use sandpaper to eliminate the appearance of the bump, apply any necessary cosmetic change and then finish the job with a 'top-coat' to make it look pristine.

 

All our lives, we have done it differently.  We first peeled back the layers of the onion until we found the cause of the bump.  That issue was resolved, then we put the layers back successfully.  Once it was re-constructed, we finished the job with the cosmetics so that it looked great on the outside.  We did this last step because one could not see the correction on the inside. We're onion peelers and we love it.  So should you!  That's our WHY!

 

 

 

 

We Put This Perspective into Action By Executing These Three Credos.

CONTACT US TODAY

www.charlottewg.com  |  980-333-4928

©COPYRIGHT 2018. ALL RIGHTS RESERVED. UNAUTHORIZED DUPLICATION IS STRICTLY PROHIBITED.

Our Perspective On Learning, You and Money.

Knowing Our Clients Is The Key To Our Success.

www.charlottewg.com  |  980-333-4928

The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Investment advisory services are offered through Virtue Capital Management, an SEC Registered Investment Advisor. Charlotte Wealth Group and VCM are independent of each other. For a complete description of investment risks, fees and services, review the Virtue Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Virtue Capital Management.  © Copyright 2018. Unauthorized duplication of the contents of this website are prohibited.

 

©COPYRIGHT 2018. ALL RIGHTS RESERVED. UNAUTHORIZED DUPLICATION IS STRICTLY PROHIBITED.

Charlotte Wealth Group's offerings can assist

you in every aspect of your financial life.

When asked what services does Charlotte Wealth Group provide, there had been a temptation to rattle off a laundry list of 'services' provided along with methods/tools to address those items.  It sounded like a list of pre-packaged services from which someone could be slotted into and 'viola' solution found.

 

That's not how Charlotte Wealth Group conducts business.  Our activity or service if you wish to term it that way boils down to working with individuals, families and company personnel to address two questions:

1. Will I make it?, and

2. Do I have any financial blind spots?

 

Defining "it" is not simply that you want to retire at age 65.  That would be like telling a homebuilder, design me a home for my retirement years.  Sure a house can be designed, but without detail, odds are it won't have what you want.  The same holds true for financial goals.

 

Depending on your situation, we explore/define the "it" to the point where tracking along a timeline and financial level can be accomplished.  The "it" often includes the following:

 

BUSINESS

• Employee Attraction

• Employee Retention

• Key Person Protection

• Retirement Programs

• Buy/Sell Considerations

• Sale of Business

• Employee Buyout

• Stock Transfer

 

PERSONAL

• Retirement Income Planning

• 401k/ IRA Savings Strategy

• College Funding

• Income Loss Planning

• Charitable Giving

• Long Tern Care Concerns

• Medicare and Associated Insurance

• Social Security

 

 

Once the "it" has been defined succinctly, CWG looks at potential risk exposures that may have been overlooked and potential harm that could occur to you, your family or the business.  If any items provide risk exposure, we'll identify it and provide a rational strategy to mitigate the situation.

 

The client is in the driver's seat during this process.  Should there be portions of the complete financial analysis they wish to forego, they certainly have that prerogative.  We provide analysis documentation and disclose items declined by the client.

 

The services/solutions provided by Charlotte Wealth Group to address these two pressing questions include:

Asset Management – portfolio analysis, review, rebalancing, re-allocation

Insurance – analysis/update/recommend life, long term care, disability, Medicare related insurance

Retirement Income – Social Security, Medicare, Long Term Care, Downside Analysis

Wealth Transfer – life insurance, trust accounts, charitable programs

Business – Buy/Sell, Key Person, 401k ( ret. Programs), non-qualified programs

 

Charlotte Wealth Group's efforts provides the client awareness to a range of potential concerns/exposures such that an informed decision can be made regarding identified potential risk  or harm that may come into play.  The outcome provides a program of strategies to achieve the "it" and answer  'will I make it?

www.charlottewg.com  |  980-333-4928

The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Investment advisory services are offered through Virtue Capital Management, an SEC Registered Investment Advisor. Charlotte Wealth Group and VCM are independent of each other. For a complete description of investment risks, fees and services, review the Virtue Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Virtue Capital Management.  © Copyright 2018. Unauthorized duplication of the contents of this website are prohibited.

 

©COPYRIGHT 2018. ALL RIGHTS RESERVED. UNAUTHORIZED DUPLICATION IS STRICTLY PROHIBITED.

Contact us here anytime or feel free to gives us a call. We look forward to getting to know you and help you advance your practice with proven methods and ideas now and into your financial future.

www.charlottewg.com  |  980-333-4928

The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Investment advisory services are offered through Virtue Capital Management, an SEC Registered Investment Advisor. Charlotte Wealth Group and VCM are independent of each other. For a complete description of investment risks, fees and services, review the Virtue Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Virtue Capital Management.  © Copyright 2018. Unauthorized duplication of the contents of this website are prohibited.

 

©COPYRIGHT 2018. ALL RIGHTS RESERVED. UNAUTHORIZED DUPLICATION IS STRICTLY PROHIBITED.

Contact us here anytime.